We're saving £100 a month into pensions for our toddler and baby - here's why

"Paying into their pensions means we can play a part in their future far beyond our own years. And the money has decades to grow."

— Richard Brain , Other

"The money invested means perhaps I'll be ahead when I'm older."

— Hugo Thompson , Other

"For me, Junior SIPPs should only be considered once you feel you have enough money of your own."

— Annabel , Other

"Paying in £50 a month from birth, including tax relief, the family would contribute £10,800 over those 18 years."

— Jemma Slingo , Executive